Important questions to ask before signing a builder contract.
Bring your own representation early
Ask how buyer representation works before registering at a model home. The builder’s sales team represents the builder.
Understand the advertised price
Base prices may exclude lot premiums, design selections, landscaping, appliances and other upgrades.
Compare incentives carefully
Builder credits and preferred-lender offers can be useful, but compare loan costs and contract terms, not just the headline incentive.
Review the purchase agreement
Builder contracts, deposit rules, deadlines and dispute provisions can differ from resale transactions. Seek qualified legal advice when needed.
Plan for inspections
Ask about access for independent inspections at appropriate stages and understand the builder’s warranty procedures.
Confirm taxes, HOA and community costs
New developments may have special assessments, HOA dues or additional district taxes. Verify details for the specific property.
Allow for construction timing changes
Completion dates can move. Coordinate rate locks, housing transitions and moving plans with appropriate contingencies where possible.
Have questions about your next move?
Every property and situation is different. For guidance tailored to your goals, contact Cris Ignacio for a conversation about the Greater Sacramento market.